Introduction
The Mutual Fund Returns Calculator helps you estimate how much your investment can grow over time — whether it’s a one-time lump sum or through monthly SIPs (Systematic Investment Plans). By entering your amount, investment period, and expected annual return, this tool instantly displays your future value, total gain, and annualized return (CAGR) — giving you a clear, data-driven picture of your potential wealth growth.
Mutual Fund Returns Calculator
Estimate returns for Lump-sum, SIP (monthly) or calculate historical returns using start/end NAVs.
Understanding Mutual Fund Returns
Mutual funds allow investors to pool their money and invest across different asset classes like equities, bonds, or hybrid portfolios. Returns from these investments vary depending on market performance, fund type, and investment horizon. The Mutual Fund Returns Calculator simplifies this process by projecting potential future values, helping you make better decisions without dealing with complex math.
How It Works
This calculator uses the compound interest formula to estimate how your investments may grow.
For lump sum investments, it compounds your principal over the selected period at your expected return rate.
For SIPs, it accounts for regular monthly contributions and reinvested gains, providing a realistic picture of how compounding boosts your returns.
You just need to input:
- Investment amount (either a one-time or recurring SIP value)
- Tenure (investment duration in years)
- Expected annual return (e.g., 8–12% depending on fund type)
- Currency (works globally for USD, EUR, INR, and more)
The calculator then displays:
- Future value of your investment
- Absolute gain (profit earned)
- CAGR (annualized return)
Why Use This Calculator
- 💡 Instant Results: No manual computation or spreadsheets needed.
- 🌍 Global Applicability: Suitable for investors across all regions and currencies.
- 📊 Goal-Based Planning: Estimate how much you’ll accumulate for education, retirement, or other life goals.
- 🔁 Compare Scenarios: Adjust return rate or tenure and instantly see the difference.
- ✅ Accurate & Reliable: Based on tested financial formulas used by professional planners.
Final Thought
Whether you’re investing a small amount regularly or a large lump sum, compounding can create exponential growth over time. Use this calculator frequently to align your expectations with realistic projections — and make your financial journey smarter and more structured.